HBC Rewards Card

For my final post for my blogging project (which is WAYYY Overdue at this point but oh well it's up to the teacher on whether or not she'll accept this anyways with a huge percentage loss that is...) I've chosen the HBC Rewards Card (Because I don't really have a lot of customer loyalty cards in my wallet so now I've decided to talked about some of the other reward cards that are avaliable for you to join).

The HBC Rewards card was created by the Hudson Bay Company for it's loyal customers to use to earn points for use to purchase items online and in store.

Like the Shopper's Optimum card, you will earn a point for every dollar that you spend which you can use to convert into an HBC Gift Card. When you start off, you begin at Tier 1 in which you basically earn $1 dollar per dollar spent on a purchase. Once you start getting into higher tiers, you will earn better rewards and better discounts. By the time you reach Tier 3 (which is currently the highest level that you can attain), You will earn double the points for every dollar spent. However, in order to maintain your level, you must continue to shop at these stores while still fufilling the minimum yearly requirement (ex. Spending at least a total of $500 a year on a minimum of two separate visits). More details on the requirements and benefits are listed on this link here

To turn your points into gift cards, you must have a minimum of 2000 points before your can convert it into a gift card. Gift cards start at $10 and currently goes as high as $100 and unlike Optimum Points (in which their point to dollar conversion is uneven and a huge ripoff in my opinion), HBC Reward points go up in even increments of 2000 all the way up to 20 000 points (which is also the equivalent of $100).

The HBC Rewards cards also comes in a credit card format (just like with Shopper's Drug Mart and with their reward cards but in a debit card format instead of a credit card format) and it works the same as the regular rewards card but with the addition of having bonus points added to your credit card statement every six months, as well as a lower interest rate when you purchase outside of Hudson Bay (and any other store that's under the brand such as The Bay).

HBC Rewards Cards can be purchased online or at your local Hudson Bay (or related brand) store.

Sources:
HBC Rewards Info
Redeeming Your Points
HBC Rewards Credit Card Info